Splitting bills / money
I know every or most marriages have money issues.We always split the bills down the middle which I feel is fair but 2 years ago after he paid for funeral expenses for his dad we stopped splitting so he could pay off his credit cards. Eventualy, he continued to use credit cards for whatever, food, vacations etc.. always his choice though. Anyway, he has 2 paid off now and I think we should start splitting again. I dont feel its been fair! He says they are our bills and that he pays more than i do but he doesnt i do and have been! Credit cards are his personal bill . Mortgage water electric cable should be split down the middle.. I dont think credit cards should be included in splitting but he thinks it should be counted as paying since he may have used it for house or on me. I did the calculations Since January (not incuding credit cards) and I dont include my cards. I pay $1405 monthly in rent, cable, and cell phones (his cell phone too)! He pays electric $180,’ water $150 sewage 95 (every 3 months) car insurance for 3 vehicles but pays $50 for the vehcile i drive (2 are his work trucks and I do drive his 2002 suv as he crashed my lexus into a tree 4 years ago) Its def going to cause an argument but it needs to be discussed. How do I make my point acrossed to him That credit cards are a personal expense his bill not our bill. He does by more food Than I do but i do still buy some and i pay more. I havent event included food in the totals. He keeps throwing That he paid $1200 in bills which he is including his credit cards Payments which he pays more than the scheduled or required amount due. Thanks in advance!!
An accountant would help - LOL.
Seriously, both of you should contribute to the fixed costs ( house, phones, insurance, utilities, water, food, etc) into one pool, and then the “ entertainment” cost should be divided up into “couples expenses and then individual expenditures.
Sit down and talk about this. Get a third party in there to help sort out these extra expenditures, which seem to be draining both of you.
It may be a good idea to see an accountant, like suggested to you by Susiedqq. What about the two of you seeing an accountant who is also an attorney and a mediator and come to an arrangement of paying bills in such a way that the two of you believe is fair, with the long term in mind, that is an arrangement that will incorporate future planning such as buying real estate, future vehicles, vacations to be taken, children etc.