In my mind there are a few possibilities including:
I lost my husband to cancer 7 years ago and I thought I wouldn't survive the aftermath. I had a slight nervous breakdown and still suffer from reliving all of the events from diagnosis to death and beyond. If I marry again, this may happen again.
My bf works and collects social security but has almost nothing saved for retirement. This alone makes me very anxious. I have enough for a comfortable retirement and this may mean I can't enjoy my retirement the way I would like to (i.e., having financial resources and time to travel and live elsewhere).
Notwithstanding the above, he is the kindest man I know and loves my kids and family. We have a good sex life and it seems all he wants to do is make me happy.
Do I give up on him? If so, will I regret it (i.e., have to support him after he no longer works)? How do I decide? I need to tell him something soon if I decide not to live with him/marry, because he expects it to happen this year.