hi,I am going through financial crisis that affects my personal life.How do I get my life back on track,thanks
That's fairly vague of a question! But here are some general points that could help you.
1. Budget EVERYTHING. Literally. Down to the nickel. If you keep a budget and track spending, you will find that it's way easier to not overspend.
2. Coupons. Coupons can help save a lot of money in the long run.
3. Look into a part time job to coincide with your current one, or if this doesn't really apply to you, maybe take on two part-time jobs. It may be tiring but it could help you get you back on your feet sooner.
4. Put away money each paycheck, even if it is a very small amount. In the end, it adds up!
Now, all of this is circumstantial and these are just a few things that may help. Ultimately, you may want to consult an accountant on these matters further. Understand that there are loads of people in a similar situation and everyone hits a rough spot in life at some point!
You def aren't alone in your struggles.