Sick of my husband

Ok so I have been married to my husband for almost 4 years now, we have a 2 year old son and a baby due in March. We have had our ups and downs as all marriages but I am starting to lose my love for him. He does the stupidest things that drive me crazy like for instance he is horrible with anything involving money and once gave his job our bank account number incorrectly for our direct deposit so we didn't get paid until 2 weeks later. He also goes on business trips and his job gives him an allowance to use for food and etc, well he always manages to go WAY over and we have to pay for difference. He also promises to help me with our son which he only does half the time because he's too tired or whatever. He goes behind my back and spends our money on BS until our bank account has a few dollars left. He never cleans after himself and forgets anything important whether I tell him something or other things. I just can't take it anymore, I feel like he's not fit to take care of us and I don't even want to be around him. I have tried to talk to him but he never listens or he changes for like a day or two and then goes back to his old ways. I don't know what else to do, I really am ready to call it quits and do this on my own...atleast I would know we are taken care of.

Hi, I have been him for 3 years. Don't give up as kids really divide the relationship between the parents. I know you guys can work it out before it gets to where we are now, and trust me you don't want to get there. If he is like me he is jealous of the children and he feels neglected and unwanted. When it was just you two there was a feeling of warmth and belonging and now there are kids and he has to take the back seat and takes 2nd and 3rd place. It's hard cause then the relationship starts to get nasty because the dynamic has changed and us guys don't handle it well. My wife used to get so angry at me if I left the baby wipes packet facing the wrong direction or turning a light switch off too loudly. I don't want you guys to get there. He may feel like you are holding back attention, whether it be affection, sex, or just jealous because the children get your attention and he misses out. NOT THAT IT IS YOUR FAULT, as I said, kids will drive a knife between you and it's how you and your man work out how to deal with it. Try asking him what he wants from you. It may be something you guys did earlier in the relationship and you may have no interest in it now, but he may feel rejected cause you no longer want to do it. Just try and I bet you will be surprised........sorry for going on about it, I just would like to see how you go as it may help us. I'm in Australia so I hope my language is understandable. Hope to hear back, just talk please, don't get where we are. :(