Cheap or innocent? Her to him

"I want to gift you this 22K gold bracelet, It's a lot of money and I have some money but wont have enough left after I pay the bills, But I really want you to have it !! Do you mind helping me pay for these bill I have so I have enough money to buy this for you?"

If they want to buy it for you, tell them there's no rush, and that you're happy to wait as long as it takes for them to save up and buy it.

Hey thanks for your answer ! Actually its me who want to buy for him, I am not sure how he may react if I ask him for some money to pay my bills.

Just wait a while longer and make sure you don't overspend then. No point making your finances suffer and have nothing to fall back on. Go out and do something romantic in the meantime if you want to show how much you care for him - take him out for a meal, or go to the cinema together perhaps.