Managing finances can be one of life's most challenging yet essential tasks. This forum is a space to discuss financial issues, share strategies, and seek advice for building a more secure and stable future. Here, you’ll find discussions on topics such as:
Whether you're facing financial challenges, seeking advice on managing your money, or want to share what you've learned, this forum is here to help. Join the conversation and take control of your financial journey.
First some background. I volunteered at a food pantry for a couple of years and became friendly with a couple that worked there. They had invited me to cookouts and birthday parties. There was an incident with their boss and I left the volunteer position. About a week later, they asked to borrow $300 and said they would pay me back the end of the following month. That timeline came and went and no...
Dear Jenny, I'm Charlotte and I'm 27 years old. I've been privately renting my flat for three years since a bad split with my ex-boyfriend. I seem to always be struggling financially with more money going out than coming in. Having to buy food and pay bills for heating and power usually means that my most important one, the rent suffers the most and at it's worst it becam...
I was contacted by a landman saying that I inherited a small amount of oil and gas rights to be leased. I signed the lease and gave my aunt and uncle's new addresses to the landman so they could claim their portion. My problem is that I later found two other wells that were sold to another oil company that are in legal suspense. This means that the money is just waiting to be claimed. Back st...
Hi I hope you can help me about what to do. My dad is 89 years old and lives by himself after his wife, my mother, died back in 2022. I have a sister, about the same age as me. She is married. I am currently single. My dad has been a farmer for most of his early life but retired many years ago when he was in his early 60s. I would not say that my father is rich in terms of cash, but th...
So I’ll be coming into some money this year via an inheritance. It’s not a huge amount but it’s still a lot for me. I’ve been with my boyfriend for 18 months, he doesn’t work. I don’t either due to mental and physical health issues. I’m hoping to start up a little business with the money as well as travel with my daughter and buy things I need, furniture etc My parents keep telli...
Hi everyone so my parents both retired however they are still arguing about money. My dad is getting state pension and he covers all the bills. My mum has previously worked for over 40 years so will be getting state pension + private pension soon. My mum's mobile phone bill is covered and her travel card is free as she is senior citizen. She demands money from my dad every every week as she s...
Me and my partner have been together for over 6 years and been living together for 3 years I am a student who attends university 3 days a week and works for another 2 days. My partner only works two days a week It would be too long to explain how we afford rent but let's just say we a fortunate due to his fathers Income. Meaning my partner can work two days and afford to pay bills. My partner...
Been to a clinic to have Botox and fillers in. I need a little filler in my nose after a operation I had on it years ago but it will cost £240. She said she can use the filler by my mouth and on a wrinkle I have at the side of my forehead so it won’t go to waste. I have £20.000 in savings what my mum left me in her will and I have already spent £975 on the Botox and filler. I’m worried ab...
Hi! I am new to this forum. I join here because I want to reach out my big problem. I didn't tell my problem to my parents because I don't want them to worry and feel stress. I am the breadwinner of our family, I need to support my family and give there needs everyday but I can't because of the big circumstances we've encounter last year until now. I have a lot of debt.:( Yes I...
So, the company I work for was sold a couple of days ago. The guy that owned it, bought it about 20 years ago for around $1 million. He just sold it for $90 million. He has never done anything with the business, other than buy it. There are about 10 employees, and we have all done everything required. The old owner never even set budget constraints. That was all done by my boss. Now, I have bee...
Let me start by saying I'm in a blessed situation financially and my concerns come from a place of fairness not greed. I hate money for the problems it can cause but I don't know what to do with my feelings over this. I'll try to keep this brief. I chose not to get married nor have any kids. I'm a disabled vet that has money coming in monthly to help balance the times I can...
Hello everyone- this is my first post so please bear with me! Just a bit of background, I've been with my partner for just over eight years, and I love her to pieces. After we were both stuck in an expensive part of the country on not so good paying jobs, in the last year I moved for a decent job, and she moved with me, and now we're in a better position to finally look at buying our fir...
I want to order love dolls from 4woods, but mom disapproves for the following: the money in my bank account is for emergency purposes - due to the inflation crisis costing us more funds for bare necessities, the pandemic is still here and although the omicron wave settled, it may rise again, and she says if I want 2 dolls, she needs me to get my own house to rent and see if I can support myself fi...
Hi, I am pregnant with 5 months and a multiple sclerosis patient. I have been cheated by my in-laws.. They thugged me with around 760000 rs and made false and fake commitments before marriage. I have been mentally harassed by my mother in law after my marriage in January 2020 and now she is pressurising us to vaccant the house where we are living. I belong from Rajasthan, middle class family. My ...
Shortly before I met my boyfriend (D), I purchased my first home and fully remodeled it. When we met, D had just graduated college and had moved back in with his parents to save money. This meant he was spending most nights at my house and I was starting to feel the financial burden of having a roommate that was not paying rent. Less than 6 months into dating, I officially asked him to move in wit...
My husband and I are driving to another state to spend Christmas with kids/grandkids. We are struggling financially to the point that our son is paying for our gas for the trip down. I just can't get past the awful feeling that we can't afford presents for everyone. The kids say "Don't worry about it" but I feel like a terrible grandma. How can I get over this feeling and ...
My mother passed away recently and left the entire estate, house, and everything to me. I am the sole heir. Here’s where things get interesting: I have a sister; my mother’s birth daughter. Unfortunately, our mother hasn’t trusted her own daughter since she got addicted to hard drugs, broke into our mom’s house to steal around $80,000 worth of jewelry and family heirlooms to sell for...
Hello. I am desperately seeking outsider opinions on our problem... My partner and I have been together for 17 years now and have two amazing teenagers together. We live a humble lifestyle given the economic situation and are just about getting by. We both work full time with respectable wages but still have found ourselves in debt which we are struggling to get out of. This is the biggest...
May be a stupid question but I thought I’d ask in case, does anyone know of any loan sites or money lending sites where I can borrow literally £10? I don’t want to get £100 just to pay off my electricity as I can’t afford that. Thanks ...
I know it’s a long shot but I’m desperate. I stupidly allowed myself to get scammed online and now I’ve lost nearly £800. I feel terrible. I have bills to pay at the end of the month and as it stands no way to pay them. I’m just asking for a donation however small I’d be eternally greatfull to anyone who can help me out. My PayPal address is [e-mail address removed]. I feel so bad for even ...
I am approaching retirement and have $1.5 million in various 401k/retirement accounts. I also have a non-curable medical condition. The money is invested with my long term financial advisers. I am married & have 4 kids. One of my sons just graduated college and became a financial adviser himself less than 1 year ago. Of course he wants me to become his client and transfer all my money to his a...
(TL:DR version at the bottom) I’m going to sound like an awful person I know, but I just don’t know what to do at this point. My mother has never been great with her money; growing up, she was always struggling with high-interest loans and borrowing money from her parents as well as being gifted money from them when things got too much. At one point, she was considering declaring bankruptcy...
so these past few months ive had an extraordinary streak of extremely bad luck and today I just so happened to find my piggy bank with over 500 euro missing entirely that money was given for me by my brother for, several reasons, so my parents agreed that they wouldn't take any from me as that would just make things worse for all of us here's the thing, there was this mechanic that m...
Who we are: We are eastern europeans, heterosexual couple,she is 35 and Im 38. We have been together for 6 years, and met each other in EU. Location: UK, (England). Not in London. Immigration status: She has EU citizenship and I have dual citizenship. She has lived 11 years in UK and I have done six and half. We have humanitarian degrees. (non UK). We have not been able to get a job using t...
I wished my husband loved me more than he does money. He is always worried about what I spend. I bought lunch today for me and my youngest daughter 18. He cane home from work and was grumpy to both of us and would not tell me what is wrong. I had a brain bleed two years ago he was mad at me for the medical bills and threatened to leave me . Last month I was very sick with my fall bladder and he g...
My husband and I have been together for 16 years, married for 12. He has 1 child, which was 5 when we met, but is now 21. I do not have any biological children. I am having a hard time with our life insurance benefits. He is the sole (100%) beneficiary, if I was to die. He on the other hand, refuses do so for me. He has left 50% for me and 50% to his child. Please let me know how you would ...
My partner and I aren’t married, but we live together, have a baby together, have been together for six years, and plan to stay together. I offered to lend him money to pay off his school loan so that we wouldn’t have the interest. Today, he told me that the way he wanted me to pay it off was for me to to just give him a check for the money and then he would pay the loan. He said the reason wa...
I know every or most marriages have money issues.We always split the bills down the middle which I feel is fair but 2 years ago after he paid for funeral expenses for his dad we stopped splitting so he could pay off his credit cards. Eventualy, he continued to use credit cards for whatever, food, vacations etc.. always his choice though. Anyway, he has 2 paid off now and I think we should start sp...
Morning. Happy Easter. My relatives have been in debt since god knows how long. I have lent them money with little in my account. Yes they have paid it back. I gave them some for a car repair because I felt guilty because another relative who has just got some inheritance gave them some money. They are asking to borrow again. I have lent them money. My other relative has been splashing out lately ...
I really need advice on whether or not I should continue my relationship with my boyfriend of almost 2 years. He is 40 years old and has 2 daughters. He has a job that doesn’t pay very well and when we met he had a lot of credit card debt (around $20,000). He then sold the house he lived in with his ex wife and paid a lot of it off but is still spending a lot every month. I don’t know for s...
So basically this year in my History class an opportunity has opened for me to take part in an excursion to Belgium as part of my education. I have agreed to go, forms have been filled out about my medical details and I have paid the deposit. Now I am starting to question whether I want to go or not. Sometimes I think it’s going to be a waste and the money (roughly £315) will definitely be ...
Hello everyone, I’m not english so I already apologise for future mistake. I’m having problems dealing with my mom, we are going through a rough time with money (like many people), but I believe she really overthink the situation and she’s making me very nervous. We have everything that we need, she just bought a new house for my grandma and we had zero problems buying things for Christm...
Being married for almost fifteen years and my wife has her parents in other country. Her parents live with my wife three other siblings (two sisters and one brother) all of them work full time and are over 30s already. My wife’s parents are in the 60s and they don’t really work. The problem is my wife keeps helping them economically every month and doesn’t want stop doing it (I know it is ov...
Hi. I'm 26 and my fiance is 27. We have been together nearly 6 years. We have recently moved into a new home (renting) after having an incredibly bad year and having to move back in with my Mum for some time. My father was arrested and sent to prison, leaving my mum with nothing but debt. We had to move in to help support her so she didnt lose her house. We have finally been able to move out ...
my boyfriend borrowed money from my mum for his sick mother hospital bill. it is four months now and has refused to pay back meanwhile he also borrowed money from me too since last 2 years without refunding it. he didn't tell me he borrowed money from my mum but my mum did and told me not to ask him about d money. my question is should I ask him against my mum consent because my mind is n...
My fiance has been hiding purchases he makes at the store he works for (I have a store credit card, which he uses). In the last 3 months or so, he's been handling the payments in store. I thought we owed $330 (checked balance in June). I know he's taken money out of the account to make payments ($400 or so). I recently found out that we actually owe $850 and this is after a $200 ...
I am a senior citizen. Due to finances we decided to live together. I feel like we have a business arrangement but he can't see it. I buy all the groceries, pay for all yard work, pay house cleaner. When we go on trip, short or long I pay my way. We fly to Mexico I pay my air fare, 1/2 hotel bill. Travel in USA I pay for hotel and food on trip. He pays for gas and it is rather cheap here. He ...
Im not sure if anyone will be able to gelp me with this or not. All i know is that i have asked everyo e i know that might be will i g or able to help and no one seems to be able to, so i thought i might be avle to get some input from an online help forum. I need to find online work. I have very bad social anxiety and depression and claustrophobia. I do work some but its for my dad and the truth ...
I have been with my partner for 3 years and over the last 6 months she has made me aware that her mum has taken out a credit card in her name (without her permission) and whenever my partner has received a present from her mum, on a birthday or Christmas, she has got them out on contract in my partners name without telling her. Her mums debts started at £2600 when we first found out and she ha...
Hello, I have a problem. I'm currently part of the Section 8 program. Recently, I received my mother's life insurance money as a beneficiary as she died, and it's a lot, and the housing agency wants my bank statements for an annual review. I don't want to hide anything from them, but I don't want to get charged or arrested either for recently having that much money in my b...
I'm nearly 18 and have worked since September 2015. Recently I have discovered that I am to receive a bonus in my next wage in which I was going to use to open a new bank account of which I will use to start saving up some money, this is much to my mothers dosmay. Since getting a job I have had to transfer a section of my wages (if not all) into an account attached onto my Mum's main ban...
I am married, age 70, retired. My friend is a widow, but has more disposable income than we do. She has few friends, was accustomed to her husband taking care of her, and timid about doing things or traveling on her own. She is grateful for my friendship and having a companion to shop with, etc. Sometimes my husband and I have included her when we go to dinner, etc. The problem is that, because sh...
Hi Everyone, I am happy I found this online forums and hope someone will help me with my problem. So I just moved here in Europe, 3 months ago.. I thought life will be easy here but I was wrong. This is my first time that me and my husband will be living together. I am having problem also finding a job here since most of the job I must learn the local language first and now I already spent my mone...
I'm 24 years old and married to my high school sweetheart. We waited to get married till after I got my undergraduate degree. We live in South Africa, and before you can do your masters degree you first need to do an honours degree. I finished my honours last year while planning the wedding ect. and decided with the full understanding of my husband that I will continue onto masters this year....
I just turned 28. I am stuck in a small town that I DO NOT want to be in. I want to live in a city, in warm temperatures, near the ocean. I would even love to live overseas. I have so many things im interested in but not good enough in them to get a job in them yet. Im not sure which one to choose and dive into to make it my career and love it and love life. I am not work driven, I am happy-li...
My boyfriend and me are trying to save enough money to move in together. We have amazingly found friends that would be willing to roommate with us and as of now we are trying to save enough for our portion of a down deposit as well as a cushoin for future months, our goal being 2500. He's a full-time dental assistant that makes on average 600-700 bi weekly since he just got his certification ...
Okay so this is a bit difficult to explain because there's so much and the whole ordeal stretches to before I was even born (I'm 18 now). I'm also not the smartest individual so apologies if I'm difficult to understand. My dad is known for lying a lot, he's been to prison for stealing money but I know he's a good guy. We've had money troubles my whole life wh...
I have been married to my wife for 30 years. At times the relationship can be volatile but most of the time it's great. We have 3 great kids and beautiful home. We work in fields we both enjoy. The one thing that we tend to argue about most is money. My wife has always uses it emotionally as opposed to practically. Three times we have had to top up our mortgage to pay off credit card debt on ...
Hi, To start, I'm a 20 year old girl who faced the college selection exam (A/L's) last year and now been selected to a university. So now I have been home for precisely a year and in our country, we still have to wait for another half a year until college starts. My problem is, I have no financial independence not just because I'm 20 already and going to have to stay far from hom...
Hi, I would like some advice please. I've just had my tax credits suddenly cut by a lot, meaning I cannot afford my current situation with childminder to continue. I have had to make alternative arrangements for my children immediately and gave my childminder a weeks notice. However the childminder now says I owe her a months notice even though she knows I can't afford this and would no...
My daughter aged 30 is having a wedding in FiJi. I am very worried about her and her soon to be husband finances - They both work very hard and appear to have no savings . I don't know what to regarding helping out financial with the Wedding. They have asked for a loan . At this stage we have gifted them 2 Thousand Dollars. Should I asked or have the right to know what they spend th...
My wife wants to invest in a property to let, and I do not want this. We are both pretty firm in our point. She does not want a compromise like a cheaper rental, but instead says that in case I do not want to join she will manage by herself. As we are married in joint possession, I have a hard time figuring out how one of us can do this on his/her own, and whether such bigger investments should be...
I am 38 with three older siblings.I have a problem that may be unusual but early depresses me. Most people seem to have wealthy baby boomer parents and a huge inheritance coming their way but my parents are dirt poor. Both are on pension credit as they never saved for retirement and both have no savings at all. Meanwhile, my wife's parents have a yaught and 2 properties and have given us a ho...
I've been wanting to leave from where I am from quite some time. I have plenty of great skills and experience to have a nice job but I have no luck getting one. Before my fall into unemployment I have a nice paying Full-time job with benefits. I lost my job near the end of last year and have been having trouble finding one since I was let go.Along with the stress of job loss I have to come up...
In January of 2014, I brought a used 2002 Chevy cavalier for 2,500(it's my first car) I am a 21-year-old female and I use my car for school and work. since September 2014 I’ve the car keeps breaking down. gas pump, brake sensor, transmission cable, radiator, I've spent at least 1,300 fixing these things. I also need to fix the valve cover gasket, brake caliper, and something else with ...
Hello, I am in need of advice I recently got engaged and my fiance and I want to get married in early Nov. 2016. The only problem is, my parents want it to be at a later date and the reason why is because they want to afford a better wedding/reception for us( they have financial problems currently but usually are fine).They also believe that it is better to wait longer because they do not th...
Hi there, I am currently working 3 jobs over 6 days and I am completely exhausted, I work at my day job as a PA/Administrator/Retail Assistant Tuesday to Sunday 10am to 4pm and then I clean for 2 hours 4:30pm to 6:30pm on Wednesday and Sunday evenings. I also work at a busy pub Thursday, Friday and Saturday evenings until close. In total around 63 hours a week. I live in a tiny studio flat w...
I have a quicksilverone credit card at capital one. I have a 500 dollar credit limit. Until September of 2016, I have a zero APR. I owe 317.41 dollars for my credit card and I have 434.64 dollars in my capital one checking account. I also have at least 600 dollars in other bank accounts. I don't get paid again until the 31st. Should I pay off my credit card now? Or should I wait? Please expla...
Hello, i have a huge money problem. I am 20years old college student and i had idea to take fast credit i taken 750eu. and i was thinking that i will double that amount at sport bets. I know its stuped but i realised it to late i lost the money i am not working have a lot of homework. I even thinking to quit college beacause i cant pay my debt and if i wont pay it it will grow and grow and until i...
My husband is an alcoholic and a porn addict. However, he is able to keep a good job and make a decent living. I am on disability and make a lot less than him. We had a joint checking account and a joint savings account. He took all of our savings and transferred it to a private savings account in his name only. When I found out, I went and took all of the remaining money from our checking ac...
I have this friend that always asks me for money. Every time someone asks him to go to an event( party, club, going out to eat. Etc) he acts like he has to buy a new outfit. One time he spent 60 dollars to buy an outfit for the club. And I kid you not, at least every other month he asks to borrow money, and I don't understand why he always asks me to help; I guess it's because I have mul...
Do they actually work? How does it work?...
I am a 31 yr old female no children but in a 15yr relationship. About 3months ago I lost my job and have been looking ever since. My fiance has been very supportive but the money is low with one income and the stress is starting to show for both of us. I was told about a free medical assistant program that I might qualify for. I am very confused we need money and its hard enough the last 3months ...
Where do I begin? Someone very dear to me has gotten their car repossessed and they has until August 15, 2015 to pay $2500 so that can they can retrieve the vehicle. Times have been tough and we can only do so much right now to try to get it back. The price is very steep among other things. If any of you can please help the best way you can even if its only a dollar. This absolutely sucks an...
They say someone always has it worse than you. Yep, that's true. Someone right now is taking their last breath. But not trying to compare here. My life is total SHIT. Probably worse than 99.9% of people out there. There are worse things than dying. I have been suffering 24/7 for the past 5 years with no help whatsoever. I am stuck at home with NO FOOD and no way to get it. Why? I ...
I've been suffering depression a while now...knowingly...been ongoing for the last 10 years..I think it's due to me being diagnosed with cancer when I was 28...high grade B cell lymphoma..stage 4 and I was given 2 weeks to live when I was told...so immediate chemotherapy....r-chop..rituxan etc for 9 months so beating my 2 week diagnosis and thankfully I'm still here today...still as...
My husband makes a ton of money, and is terrible at managing it. I manage to make do with a small (less than half his pay) stipend and I work, sometimes 7 days a week. With that money, I pay all our bills, even bought us a house, all from the stipend and my money. Ive never stolen from him or done anything shady to give him a reason not to trust me with money. My husband was unemployed for three...
Hi. I am torn between my current job and a new job offer. I’m into six months in my current job and waiting for contract renewal. In the meantime and so far, I am fully satisfied with the current job (great pay, short travel and familiar faces and the workings of the job). The down sides are project-based with a higher salary and the possibility of being terminated anytime, my lying agenc...
I was with my partner for nearly 5 years we have 3 children together and 1 from a previous relationship, I have lived with domestic violence for most of the relationships. We live in a family members house for rent free, he has never paid any bills which are now all debts in my name! He got contract phones out in my address but in his name, but owes on those too,he has one phone and I have the oth...
My boyfriend is incredibly cheap. If he ever pays for anything for me in the company of other people he expects me to pay him back the next day. He never takes me out on dates. He always uses the same excuse when we're out: "I don't have enough cash on me"... Then use your card?! He'd never do anything as simple as buy me a drink let alone a dinner or a movie ticket. If he...
I am a young married man from Jordan I communicate with you in the hope that you will understand my situation and my needs , and believe me when I say I am ashamed of myself , but the circumstances of my life is that forced me to stand before you this embarrassing situation and ask the owners of good help. This is my story : In 2008, My father caused a traffic accident between him and another ca...
Hi all,First post from me. Too cut a very long story short about 7 years ago I entered a relationship with a woman and in that period I have steadily rown a serious pokie machine addiction. Despite being on a reasonably good salary I am unable to leave any more han several hundred dollars in my account before throwing them at the pokies again. It means I rarely have anything left after a few days....
i am a single mum, after being laid off a few months ago i am now in debt. I need to pay my rent soon my landlord is tired of excuses. I really dont want to spend christmas in a shelter with my little one. is there anyone willing to help pls contact me. pls no jokers or people who want to take advantage, please dont judge me I am doing thr best I can even as I am asking for help....
Hello everybody. I'm Eman. Sorry for my bad English. Last week I felt happy and excited when I knew my personal loan was bank in. The money is for my wedding expenses. I go to the nearest bank to withdraw the money and I called my fiance about my loan and tell her that i am gonna bring her along to pay and deposit everything we had plan for our wedding. I can feel deep from my heart how excit...
Hey guy's....... Anyway me and my girlfriend are both nurses and we earn fairly good money around 1k---1.5k we earn around that every fortnight now my probem is I'm trying to save me and her money incase we ever need it our family thinks we're very rich for our age ( only 18 ) and way we get paid 3 days go by is gone like literally gone we're running around house looking for co...
When my husband and I got married he had steady work since he was 14. About a year after ha started job hopping, with lists of spaces in between. I used to make good money but I became disabled with a work injury so I am on SSDI. He seems to think since I'm not working neither should he. He can burn the gas to go to a friends house but when it's time to go looking for work, there isn...
Hi about six years ago we defaulted on our mortgage, we had to voluntarily surrender our lovely four bedroom home as the mortgage company were unsympathetic as my husband had lost his job, we subsequently had to go bankrupt. lost our house and had our cars repossessed,i appreicate we all have bad times in life but six years down the line nothing is getting better, if anything it is getting worse, ...
hi,I am going through financial crisis that affects my personal life.How do I get my life back on track,thanks...
Spouse will not approve a re-finance of house that will save 3K a month in interest cost. Consolidate credit cards, LOC and 1st mortgage to one payment. From $5500 per month to $2300 per month paying off the exact same debt amount. Even if the credit cards are closed will not sign on approved loan. The relationship is not good and divorce is in the air and this is just insanity. This is enough to ...
Relationship/life advice? When i was 17 i had a 5 year plan, get my childcare qualifications and move to the city to start my career while doing university/college part time to become a teacher. it has been my dream since a child to live in the city (which is 5 hours away and i dont get to visit much) but all that changed when i met my man. we fell in love and pretty much moved in together straig...
It has been almost a year that I found out that my husband has been hiding where we are with our finances. My husband's income is more than what I make so he has always paid the majority of our bills. What I have learned is that he refinanced everything we owned cars house, has not filed his corporate taxes for three years. We Are 60 years old for years I have always had conversations with...
I am 14, i created an ebay account, under 18 =/ (MISTAKE) i forgot to pay monthly bills, and now they've passed on my details to a debt company, i can pay by monday but i dunno if i'll get done then. I'm having real family troubles, they think im a horrible disgrace, i've lost nearly all of my friends at school, and i'll admit i am selfish, and i cant help doing so, but i ...
Hi All, My girlfriend wants me to earn more money to keep her happy. I tried the following link: Solve your problems in 3 Simple Steps - Visit www.5dollarclub.com Can you suggest any other way?...
iam a depressed unemployed wife whos husband is fighting in Iraq, while im going to the casino gambling I stay out for two weeks then go. im now taking more and more money that I shouldnt, I should never go back. I have spent thousands in one month and we dont have any of the money to loose.I think I gamble for other reasons, im depressed but try to fight it. I had a good job working 10 hrs aday ...
I was sold an endowment policy about 19 years ago, at the time I was assured the policy would be more than adequate, to repay the amount in question. Today I receive a letter stating there was now a shortfall and I would have to increase payments to make up the shortfall. Has anyone else had similar problems?...